2026 Open Enrollment

Please note: This year’s Open Enrollment is ACTIVE, which means you must log in and complete your elections during the enrollment window to ensure you have benefits in 2026.

Open Enrollment 

October 27 – November 7, 2025

Open Enrollment is coming soon! This year’s window to enroll will be from October 27 – November 7. During this time, employees will need to make their 2026 benefit elections, re-enroll in FSA and HSA plans, and add or remove dependents.

Mark Your Calendars

Open Enrollment Presentations

Session 1

Tuesday, October 21
10AM PT, 12PM CT, 1PM ET

Session 2

Wednesday, November 5
1PM PT, 3PM CT, 4PM ET

Office Hours

Friday, October 24
10AM PT, 12PM CT, 1PM ET

Office Hours

Thursday, November 6
1PM PT, 3PM CT, 4PM ET

Date: Wednesday, October 23, 2025
Time: 10:00 AM PT

Join Blue Shield for an exclusive overview of the upcoming 2026 medical plans and a first look at the new dental plan options. Whether you’re planning ahead or just want to stay informed, this session will give you valuable insights into what’s changing and what’s staying the same.

What to expect:

  • A detailed walk-through of the 2026 medical plan offerings
  • Introduction to the brand-new dental plan options
  • Key updates and enhancements to be aware of
  • Guidance on how to evaluate which plans may be right for you
  • Live Q&A with Blue Shield representatives

This is a great opportunity to get your questions answered directly by the experts and prepare for Open Enrollment with confidence.

REMINDER  Please make sure that your home address is up to date in Workday as new ID cards will be sent out prior to January 1, 2026.

What’s New or Changing in 2026?

Open Enrollment will be ACTIVE​. This means you are required to log in to Workday and select or waive benefits for 2026.

Your selections will not roll over from this year. If you do not take action during Open Enrollment, you will not be enrolled in benefits for the 2026 plan year.​

We’re making changes to your benefits in order to keep them competitive, sustainable, and aligned with employee needs. These changes will simplify your benefits experience, expand pharmacy coverage within our Blue Shield medical plans, and offer choice within our dental plans. Together, these updates reflect our commitment to providing high-quality coverage and supporting employees’ overall well-being. To help you understand what this means for you, here are the changes for the upcoming year:

  • Change in medical carrier from Anthem to Blue Shield
    • New! Enhanced pharmacy coverage
  • Change in dental carrier from MetLife to Blue Shield
    • New! Now offering two dental plans (Core and Enhanced)
  • Change in carrier for Accident, Critical Illness, and Hospital Indemnity Plans from Anthem to Lincoln Financial
  • Change to employee contributions for the medical, dental and voluntary plans
  • Annual maximum increases for the Health Savings Account, Flexible Spending Accounts, and the Commuter Accounts
  • Important Update: Supplemental Life Insurance

New! Blue Shield Medical Plans

Starting January 1, 2026, our Copay and High Deductible Health Plan (HDHP) with HSA medical plan options will be offered through Blue Shield. The new Blue Shield plans have enhanced pharmacy benefits, helping you save on prescription costs. Please click here to review the new prescription formulary list (Plus Drug Formulary Search).

If you’re currently seeing a provider who is not in the Blue Shield network, you may be able to continue your treatment and still receive in-network benefits through Blue Shield’s Continuity of Care Program. More information will be provided during our Open Enrollment sessions.

With Blue Shield, you will have access to their mobile app, giving you the ability to:

  • Find a doctor or urgent care center near you
  • View or print your Blue Shield member ID card
  • Check your deductible and copay/coinsurance year-to-date totals
  • View your claims
  • Review your benefits information
  • See your wellness benefits

Additionally, two ID cards will be sent to all Blue Shield enrollees prior to January 1, 2026.

We know that a carrier change is a significant event, and we are committed to making this a smooth transition for everyone. To learn more about the new Blue Shield medical and dental plans, please join the 2026 Medical & Dental Plan Preview with Blue Shield presentation on Wednesday, October 23, 2025 at 10:00 AM PT.

Please visit the Blue Shield Microsite for more resources.

New! Fertility Benefits through Medical Plans

Our medical plans will now offer enhanced fertility coverage. More information to come.

New! Dental Plan Vendor and Additional Plan Option

Beginning January 1, 2026, Blue Shield will become our new dental carrier. With this change, you’ll have the option to choose between two dental plans: a Core Plan and an Enhanced Plan. Depending on you and your dependent’s needs, you can choose the plan that’s right for your family.

  • Core Plan: $2,000 annual maximum and no orthodontia coverage
  • Enhanced Plan: $5,000 annual maximum and $3,000 in orthodontia coverage

These new plan options are designed to give you greater flexibility in choosing the coverage that best meets your needs.

Please visit the Blue Shield MicroSite for more information about the 2026 plan offerings.

New! Carrier for Supplemental Medical Benefits

Beginning January 1, 2026, our Supplemental Medical Benefits will be offered through Lincoln Financial.

Lincoln Financial Voluntary Plan Resources:

Hospital Indemnity

As an eligible employee, you can buy Hospital Indemnity insurance to help pay for expenses and bills related to being admitted in a hospital.

Critical Illness

As an eligible employee, you can buy Critical Illness Insurance to help pay for expenses related to the diagnosis of a critical illness such as a heart attack, coma, kidney failure, or cancer.

Accident

As an eligible employee, you can buy Accident Insurance to help pay for expenses related to unexpected accidents and injuries.

During Open Enrollment, employees will be allowed to increase their supplemental life insurance coverage without needing to submit EOI.

  • Employees: increase up to two levels, for a total of $20,000 (in $10,000 increments)
  • Spouses: increase up to two levels, for a total of $10,000 (in $5,000 increments)

If an employee was previously denied coverage, any increases they request will still require EOI.

Flexible Spending Accounts (FSAs)

The projected IRS FSA contribution limits for 2026 are shown here:

IRS Maximum Health Care FSA Limited Purpose FSA Dependent Care FSA Commuter Transit/Parking
2026 $3,400/year $3,400/year $7,500/year $340/month

FSA Enrollment

Your FSA elections will not automatically roll over to 2026. If you want to contribute to the FSA in 2026, you need to re-enroll during Open Enrollment.

FSA Grace Period

Please note that your FSA funds will not carry over to 2026. You will have an additional 2.5 months to use any remaining funds from the current year. To avoid losing your 2025 FSA funds, make sure to use them by March 15, 2026. Any funds not used by this date will be forfeited.

Health Savings Account (HSA)

The IRS has increased the HSA contribution limits, giving you an opportunity to save even more. In 2026, you can contribute up to $4,400 for employee only coverage and $8,750 for employee + dependent coverage.

Cost of Coverage

2026 Biweekly
Contribution Rates
Employee Only Employee + Spouse / Domestic Partner Employee + Child(ren) Employee +
Family
Blue Shield PPO $25.32 $204.53 $133.95 $339.08
Blue Shield HDHP (HSA) $12.66 $162.60 $108.41 $276.65
Kaiser HMO
So. CA
$26.46 $149.98 $123.87 $238.91
Kaiser HMO
No. CA
$28.09 $238.57 $197.06 $368.96
Kaiser HMO
CO
$27.93 $173.79 $143.53 $276.81
Blue Shield Dental Core Plan $4.75 $10.33 $12.62 $24.30
Blue Shield Enhanced Plan $8.76 $18.54 $21.76 $38.46
2026 Biweekly
Contribution Rates
Employee Only Employee + 1 Family
VSP $0.92 $1.38 $2.77
Accident Biweekly Cost for Coverage
Employee Only $3.54
Employee + Spouse $5.57
Employee + Child(ren) $5.86
Family $9.25
Hospital Indemnity Biweekly Cost for Coverage
Employee Only $3.82
Employee + Spouse $7.92
Employee + Child(ren) $5.91
Family $10.31
Critical Illness Biweekly Cost for Coverage
Employee Only Employee + Spouse/Domestic Partner Employee + Child(ren) Employee + Family
Under 20  $2.37 $3.78  $3.47  $4.87
Age 20-24  $2.37  $3.78  $3.47  $4.87
Age 25-29  $2.98  $4.65  $4.08  $5.75
Age 30-34  $3.33  $5.22  $4.43  $6.32
Age 35-39  $4.38  $6.75  $5.48  $7.85
Age 40-44  $5.96  $9.21  $7.06  $10.31
Age 45-49  $8.94  $13.77  $10.04  $14.87
Age 50-54  $12.54  $19.34  $13.64  $20.44
Age 55-59  $17.46  $27.06  $18.55  $28.16
Age 60-64  $24.82  $38.46  $25.92  $39.56
Age 65-69  $33.67  $51.96  $34.77  $53.06

Compare 2025 & 2026 rates on the Cost for Coverage page.

Newfront Answers
  • Ask benefits coverage questions
  • Find out more about plans and FSAs
  • Get help with claims escalations and resolution

Email: AlteryxBenefits@answers.newfront.com
Phone: (866) 695-3338

Benefits Team  
  • Ask questions about your benefits
  • Get help deciding which plan to enroll in
  • Learn about the Open Enrollment process

Email: benefits@alteryx.com

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